Artificial Intelligence

On March 11, 2026, CIEL Chief Executive Officer Professor Chung-Chia Huang was invited to participate in an academic exchange jointly organized by National Taiwan University and Kyoto University. During the session on “Artificial Intelligence and Law,” he delivered a talk entitled “The Liability of AI-Assisted Human Decision-Making,” exploring the issue of liability allocation arising from AI involvement in human decision-making.

With the widespread adoption of AI in finance, healthcare, and the legal system, it offers significant advantages in efficiency and cost-effectiveness. However, like human decision-making, it remains subject to misjudgments, which may lead to substantial harm and give rise to liability disputes. Professor Huang emphasized that, in terms of liability allocation, users have the final authority to decide whether to rely on AI recommendations and thus exercise direct control over the occurrence of harm.

Users typically adjust their decisions dynamically based on information provided by AI to maximize overall benefits. Therefore, Huang stressed that a one-size-fits-all liability rule should not be applied, but instead should take into account factors such as the relative costs of errors and AI accuracy, and be flexibly designed across different contexts. For instance, in the AML context, given the number of false-positive transactions, human review may be desirable. By contrast, human review should be refrained from reviewing transactions released by AI systems. In applications with high AI accuracy, greater reliance on AI may be justified.

In the age of AI, how to establish a liability allocation mechanism that balances efficiency and fairness in human–AI collaboration will remain an important issue for the future. CIEL will continue to engage in research and promote academic dialogue and institutional development.

On November 3, 2025, CIEL was honored to welcome Professor Florence G’Sell from Stanford Law School for an academic exchange. She engaged in an in-depth dialogue with CIEL Deputy Director Professor Yueh-Ping Yang and Professor Chao-Hung Chen on the current developments of virtual assets, artificial intelligence, and other aspects of digital laws, examined through comparative perspectives from Europe, the United States, and Asia.

🔹 Trends in Virtual Asset Regulation Across Asia
Asian jurisdictions exhibit divergent regulatory approaches to virtual assets. Japan was among the first to establish rules for stablecoins; Singapore adopts a principles-based regulatory model; Hong Kong adopts a comprehensive and rigorous framework; and South Korea continues to show a high level of regulatory attention toward virtual assets. In Taiwan, the government is actively promoting the Virtual Asset Service Act, which covers virtual asset service providers, stablecoins, and other related issues, and it is expected to be submitted to the Legislative Yuan for deliberation.

🔹 Differences in Regulatory Cultures Across Europe, the U.S., and Asia
Europe adopts a rule-based approach with comprehensive regulatory frameworks for virtual assets and artificial intelligence. However, its implementation progresses relatively slowly due to differences among its member states.The United States tends to be market-driven, with a relatively light-touch or deregulatory stance. Asia, by contrast, could be viewed as taking a middle-ground approach between Europe and the U.S., featuring pragmatic and hybrid regulatory strategies that balance flexibility and efficiency—making the region particularly significant for comparative legal studies in this area.

🔹 The Future Integration of Blockchain and AI
The integration of blockchain and AI can be seen as an next-generation model of existing blockchain-smart contract integrations, which has the potential to enhance the capabilities of both technologies. However, it may also introduce greater uncertainty, less explainability, and increased legal liability challenges.

CIEL will continue to closely follow developments in technological innovation and legal governance, foster international academic exchanges and collaboration, and contribute to forward-looking research and policy discussions.