2026.03.11
NewsCIEL Chief Executive Officer Chung-Chia Huang Attends International Academic Exchange|The Liability of AI-Assisted Human Decision-Making
On March 11, 2026, CIEL Chief Executive Officer Professor Chung-Chia Huang was invited to participate in an academic exchange jointly organized by National Taiwan University and Kyoto University. During the session on “Artificial Intelligence and Law,” he delivered a talk entitled “The Liability of AI-Assisted Human Decision-Making,” exploring the issue of liability allocation arising from AI involvement in human decision-making.
With the widespread adoption of AI in finance, healthcare, and the legal system, it offers significant advantages in efficiency and cost-effectiveness. However, like human decision-making, it remains subject to misjudgments, which may lead to substantial harm and give rise to liability disputes. Professor Huang emphasized that, in terms of liability allocation, users have the final authority to decide whether to rely on AI recommendations and thus exercise direct control over the occurrence of harm.

Users typically adjust their decisions dynamically based on information provided by AI to maximize overall benefits. Therefore, Huang stressed that a one-size-fits-all liability rule should not be applied, but instead should take into account factors such as the relative costs of errors and AI accuracy, and be flexibly designed across different contexts. For instance, in the AML context, given the number of false-positive transactions, human review may be desirable. By contrast, human review should be refrained from reviewing transactions released by AI systems. In applications with high AI accuracy, greater reliance on AI may be justified.
In the age of AI, how to establish a liability allocation mechanism that balances efficiency and fairness in human–AI collaboration will remain an important issue for the future. CIEL will continue to engage in research and promote academic dialogue and institutional development.


