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On July 29, 2025, Professor Yueh-Ping Yang, Deputy Director of the Center for Innovative Enterprise Law (CIEL), was invited by the Administration for Digital Industries, Ministry of Digital Affairs, to attend the consultation meeting on the draft amendments to the “Mandatory and Prohibited Clauses for Standardized Contracts of Third-Party Payment Services.” This draft amendment marks […]
On July 29, 2025, Professor Yueh-Ping Yang, Deputy Director of the Center for Innovative Enterprise Law (CIEL), was invited by the Administration for Digital Industries, Ministry of Digital Affairs, to attend the consultation meeting on the draft amendments to the “Mandatory and Prohibited Clauses for Standardized Contracts of Third-Party Payment Services.”
This draft amendment marks the first major review and revision of the regulation since its inception. Its aim is to adjust contractual content to better align with industry practices, reflect the development of emerging payment models, and further strengthen consumer protection. The revision focuses on addressing systemic gaps that have remained unamended for years, responding to the rapid evolution of industry and technology; updating contractual provisions to prevent consumers from facing information asymmetry or risks of compromised rights when using third-party payment services; and ensuring that contract terms adopted by providers comply with existing laws and enhance transparency.
During the meeting, Professor Yang offered his professional opinions on the draft provisions. In particular, he addressed issues such as the definition of third-party payment services, the circumstances under which providers may refuse to offer services or delay disbursement of funds, and the requirements for consumers to provide identity verification data. His observations and suggestions sought to balance regulatory frameworks with industry practice.
The Center for Innovative Enterprise Law will continue to closely monitor the evolution of digital payment and fintech contract regulations, while promoting the establishment of a regulatory environment that both fosters innovation and safeguards consumer rights.
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